Used Tractor Financing Plans in Chandler, AZ
Financing Plans
We have excellent and straightforward financing plans for both consumers and businesses on used tractors. Our preowned tractor financing plans allow you to leverage your good credit history to purchase the equipment you need. You have worked hard to maintain your good credit, and now it's time to reap the benefits. With good credit and a debt-to-income ratio of no more than 40%, you should be approved in hours.
To qualify, you must have a credit rating above 650 per Experian Level 2. Additionally, a stable work and household history of at least two years is preferred. This ensures that you have the reliability and financial stability needed to make your payments on time. Our flexible financing options make it easier than ever to invest in the equipment you need for your business or household, helping you to grow and succeed without financial strain.
Take advantage of our financing plans today and secure the equipment you need to continue your hard work and dedication. Your good credit and consistent work history deserve to be rewarded with the best financing options available.
Payment Terms
Loan terms vary per approval, ensuring that each customer's unique financial situation is taken into account. In most cases, loan terms are set at 60 months, providing a manageable repayment period. The Annual Percentage Rate (APR) for these loans is competitively set at 9.79%, making it an affordable option for financing your used tractor purchase. This rate reflects the true cost of borrowing, including any fees or additional costs associated with the loan. Approval is contingent on meeting credit requirements, so your financial health and history will be considered in the process. Our goal is to offer fair and flexible financing options that align with your needs and help you achieve your goals with ease.
Fast Approval Time
With an average approval time of two hours or less, all that will be left to do is for you to sign the contracts and send them back in order to get your tractor's delivery date scheduled. Of course, there are some cases where approval may take a little longer (if there is a glitch in your credit history), but we still have some of the fastest loan completion times you will ever experience. Don't let the price of a new tractor hold you back from getting the equipment you need. Let us help you get approved for a finance plan fast.
Not Sure You Can Get a Used Tractor Financed?
Join the majority of farm equipment enthusiasts by opting for financing—it's a popular choice, with seventy percent of our customers choosing this route. With a minimal down payment and approved credit, arranging credit financing with us is quick and hassle-free. In fact, you could be back on your property just a few hours after selecting your tractor.
We understand your urgency and unique requirements. As fellow enthusiasts, we know that getting back to work swiftly is your top priority. That's why we've streamlined the financing process to make it as effortless as possible. Give us a call or visit our location in Chandler, AZ, and let's get started on financing your tractor today!
